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Low premiums via leading insurers

Lowest premiums from leading UK insurers

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Gym Insurance

It's important to have good quality, reliable insurance cover for both you and your customer's peace of mind. Our no nonsense, comprehensive gym insurance policies help protect your business if something goes wrong.

We have been arranging gym insurance for almost 30 years now and have access to the UK's leading insurers which means we can help find you the best policy at the best possible price.

Although not as common as you might think, accidents can happen in the gym and if you're liable, members could claim against you for injury or property damage so it's important that you protect your business with a robust insurance policy.

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Gym Business Insurance

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Compare gym insurance quotes

As an independent broker based in Greater Manchester, we are able to compare gym insurance from leading insurers across the market. With your individual requirements in mind, we can then build cover tailored to your business and give you complete peace of mind with an affordable policy.

Types of cover

Our insurance policies will protect your gym business with adequate cover for:

  • Buildings / property
  • Public liability
  • Employers liability
  • Gym equipment / stock
  • Business interruption
  • Products liability

Why B&M Insurance?

  • Grey Tick Cover provided by leading UK insurers
  • Grey Tick Excellent service spanning 28 years
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Quote comparisons from multiple insurers
  • Grey Tick Operated from offices in Manchester

Comprehensive Gym Insurance Cover

Public Liability Insurance

We understand that running a gym comes with its own unique risks. A gym member or member of the public could slip in your changing rooms, suffer an injury after a sudden defect with a machine or encounter illness after digesting health products sold by your business. With the correct protection in place, we can help shield your business from financial crisis if a claim is brought forward for compensation.

Benefit from public liability insurance cover up to £5 million in the event that a third party tries to sue you for injury or damage to their property after an incident that was the fault of your business.

Employers Liability Insurance

If you employ members of staff including personal trainers and volunteers to run various gym classes, you will be required to have employers liability insurance by UK law.

We can provide cover up to £10 million to safe guard your company in the event that an employee suffers an injury or illness as a result of negligence by your business (such as slipping on a wet floor or falling over a cluttered area). We recommend that you should implement good health and safety practices to reduce the risk. Also introducing regular risk assessments in your gym can minimise the amount of accidents that occur.

Buildings / Contents Insurance

As a gym owner, your building(s) and contents are the key essentials to the daily operation of your business. You can safe guard the structural integrity of your premises with buildings insurance to protect against: fires, floods, bad weather, criminal / accidental damage and falling objects. You could also benefit from reliable contents insurance to avoid unnecessary costs to replace stolen gym equipment and repair damage caused by gym members to your property.

Additional Product Options

Depending on the requirements of your business, we can tailor additional products under a single gym insurance policy.

  • Products liability - If you sell training equipment or gym snacks, this add-on product will provide cover against any claims for sickness or personal injury caused by your products.
  • Business interruption - This product will ensure you receive any loss of income as a result of a disaster that causes you to close the gym or rebuild the premises after a fire, flood or vandalism.
  • Stock insurance - If your stock is stolen or damaged, you will be insured against the cost to replace these items in the event of a claim.

Our team of insurance brokers are here to help you get the correct levels of cover at affordable prices. Simply speak to us about your business insurance needs for free, local advice.

Hassle Free & Tailored To You

  • Initial Enquiry

    Contact our team on 0161 763 8222 or get a free quote.

  • Identify Needs

    Our team will discuss your requirements.

  • Compare Price

    We will provide competitive quotes tailored to you.

  • Optional Extras

    Choose from a wide range of options for other risks.

Customer Reviews

5 Star Rating Rated 4.9 out of 5 on Yell.com

5 Stars
Christine Bell

Christine B

Highly Recommend


Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars

Justine W

Outstanding from B&M


Having used Bricks and Motor for many years we can highly recommend using them. We are only a small business and Bricks and Motor provide us with the most competitive prices suiting our individual business requirements. Kevan and the team are professional and friendly with excellent communication. An outstanding service!

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M


Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kev Haughton

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Julia Alberto

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Ryan Hinegan

Kelly Naisbitt

Kelly Naisbitt

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Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

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