Commercial And Industrial Insurance
Our policies are backed by leading UK insurers who have cover designed specifically for engineers, manufacturers and wholesalers. We have been helping construction and engineering businesses all over Greater Manchester get the most competitive policies for over 28 years. High levels of protection and outstanding customer service are provided as standard.
Irrespective of your trade, our brokers have combined experience of over 138 years giving you confidence that you will be supplied with a tailored policy just for your unique business needs.
Manufacturers, Engineering, Wholesalers
Massive savings for all trades
Insurance for light and heavy industrial premises, precision engineers and wholesalers, including: manufacturing trades, recycling & waste management, chemical plants, importing, exporting, care industry, fabrication and food processing. We make it hassle free & easy to ensure your business is protected.
Industrial property risks
Owning a business with machinery inherently adds risk, and lots of it. Add your employees and other unexpected events from mother nature, and you have a recipe for disaster if you are not prepared with the right level of protection. Without the right plan of action, a disaster could leave you unable to recover and in debt.
Why B&M Insurance?
- Insurance provided by leading UK insurers
- Everything is run from our offices in Bury
- Trusted by over 3000 Manchester businesses
- Tailored quotes to your specific needs
- Quote comparisons from multiple insurers
- Over 28 years providing excellent service
Industrial property insurance
Your most valuable asset
Knowing what insurance you need can be complicated, that is why our team of experts are here to listen to your individual needs and tailor protection directly for you. Your business is unique and complex, but insuring it does not have to be. Contact us on 0161 763 8222 to find out what we can do for you, or alternatively read through the individual cover options available.
As a commercial enterprise owner, any machinery, buildings and vehicles you own are important and worth protecting with a comprehensive policy tailored for you. Our team will guide you step-by-step and explain all the options available to you to ensure you have the right level of cover. We have been business owners with excellent cover since 1990, protecting against unforeseen consequences.
Employers' liability cover
If you are running manufacturing processes then it is likely you have employees. It is a legal requirement for you to take employers' liability insurance and you can be fined heavily by the Health & Safety Executive if you do not hold a valid policy. The compulsory insurance act 1969 ensures that you have a minimum level of insurance to cover the cost of claims from employees should they fall ill or become injured as a result of working for you.
If you have visitors that you do not employ and are not contractors attending your premises, you should include public liability insurance in your policy. This will cover you against compensation claims made from members of the public should they fall ill or become injured whilst on your premises. You can take out a combined liability policy lowering your premiums and providing cover against compensation claims made from both your employees and the public.
There may be the need to do work "off-site", away from your normal operating premises with the potential risk of being in a busy public area. If any of your business operations will be away from your normal base of operations, we can tailor a comprehensive policy that not only covers your main premises for public liability, but any work you do away.
Combined Insurance for various trades
We can provide commercial insurance for a variety of different businesses and their individual requirements including:
Light manufacturing processes
- Precision engineers
- General light engineering
- Fabrication and assembly
- Double glazing manufacture
- Bathroom furniture
- Electrical goods
- Ceramics and glassware
- DIY wholesalers
- Builders/decorators merchants
- Food or drink manufacturers
- Dental equipment manufacturers
- Electrical appliance manufacturing
- Hand held power tool repairers
- Injection moulding
- Plastic fabrication
- Injection/power press
- Wooden furniture manufacture
- Fencing manufacture
- General woodwork/carpentry
Clothing and textile industry
- Clothing manufacture
- Curtain and blind manufacture
- Textile wholesalers
- Woollen goods manufacturing
We can also provide insurance for trades that have exposure to asbestos (mobile phone manufacture, clinical trials, tobaccao production and animal research risks).
Important cover options
- Buildings insurance;
- Contents insurance;
- Distribution (Goods in transit);
- Business interruption;
- Money insurance;
- Professional indemnity;
- Legal expenses insurance.
Depending on your business, we can tailor additional cover specific to your requirements and arrange a visit to your premises to fully understand the risks you face.
Hassle Free & Tailored To You
Contact our team on 0161 763 8222 or get a free quote.
Our team will will discuss your requirements.
We will provide competitive quotes tailored to you.
Choose from a wide range of options for other risks.