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Low premiums via leading insurers

Lowest premiums from leading UK insurers

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Construction Insurance

Place your construction insurance with leading UK insurers who understand the risks facing those who are working on complex projects. Protect employees, contractors, plant, works, materials, tools and members of the public with a tailored package built around your business.

Our experienced team can help shield your livelihood with reliable cover against unforeseen dangers inherited with specialist construction work. We will identify the core elements you need in your policy and find the best price from across the market.

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Construction Worker
Busy Broker Office

Insurance for Construction

Black Squares

Comprehensive policy cover

One complete policy including only the products you need:

  • Public / employers liability
  • Vehicle / goods in transit
  • Professional indemnity
  • Materials & tools
  • Buildings / contents
  • Plant & equipment

Independent market comparison

For businesses involved in construction, we can search the insurance market and hand pick the most suitable policy whilst comparing premiums from leading UK insurers. We can adjust your cover around your individual requirements and make sure you only pay for what you really need. Simply get in touch for a no obligation quotation.

Why B&M Insurance?

  • Grey Tick Excellent service over 28 years
  • Grey Tick Compare leading UK insurers
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Comprehensive levels of cover
  • Grey Tick Professional team based in Manchester

What is construction insurance?

Insurance cover for construction companies needn't be complicated. The core elements in the policy will include a range of protection against financial vulnerabilities. This includes injury to members of the public or construction workers on site, loss of tools or stock, transportation of goods and damage to third party property such as commercial vehicles. Additional cover may be needed, for example, to cover your business if a client is sued for damages following bad advice from your company.

Our team can take away the hassle of finding the right insurance policy by getting to know the challenges you face and building a bespoke solution at a truly competitive rate.

"Very helpful and nothing is to much trouble will go the extra mile for you and competitive nice guys."

Main levels of cover

Liability insurance

We have been providing local businesses with public and employers liability insurance for over 28 years. This is our bread and butter, allowing us to provide very competitive premiums to cover your company against third party compensation claims.

Public liability insurance cover ranges between £1 - £5 million but we can extend this beyond £5 million if necessary. We are also able to meet the legal requirement for employers liability insurance cover of £10 million if you employ any staff.

Equipment & tools cover

It's likely that you will need cover for materials, tools, plant or machinery and business equipment in case of damage, loss or theft. With the right level of cover, there will be minimal impact on the operation of your business if, for example, vital equipment needs replacing after being stolen. We understand how important these items can be to your business and how expensive it could be a replace something like a bulldozer, crane or digger.

Distribution cover

Your construction professionals may need to use vans or trucks to move tools and equipment between different locations. If so, further cost effective cover for commercial vehicles and their contents could be built into your flexible policy. This will protect your business against costs resulting after loss, theft or damage.

Professional indemnity insurance

If your company offers advice to other clients then we would recommend professional indemnity insurance. This product can protect your business if bad advice leads to your client suffering financial loss and your company is deemed liable for the costs. Fortunately, we are able to provide you with adequate cover from the get go in case the unthinkable happens.

"5 Star Service, Excellent price, also customer service was more than helpful. Would highly recommend B and M Insurance"

Obtain your quotation

Simply get in touch with our specialist team of brokers for your free, no obligation quotation regarding insurance for your construction business. We are always happy to answer any questions you may have and you never know, we may also be able to save you money by comparing the market quickly.

Business Insurance Experts

Light Square
Red Star

91% Renewal Retention

We strive to build a strong relationship with our clients. Ensuring quick and informed responses - with no delays.

Red Heart

Invaluable Experience

Our team of 8 has over 138 years combined insurance expertise and are duly qualified to help you.

Red Graph

3,003 Live Policies

We insure firms with just one person right up to companies with 738 staff, 205 vehicles and a turnover of £120,000,000.

Red Scissors

Tailored Package

Comprehensive insurance products tailored just for the needs of your business requirements.

Red Pin

Local Protection

As a local broker we can look after your business on a more personal basis. Pop in to see us or we can arrange to visit you.

Green Cup

Trusted UK Insurers

We present the most suitable policy based on the quality of cover after comparing up to 30 UK insurers.

Contact our team on 0161 763 8222 or request your free quote

Customer Reviews

4.9 Star Rating Rated 4.9 out of 5 on Google

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M


Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

5 Stars
Christine Bell

Christine B

Highly Recommend


Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars
Barry Worrall

Barry W

Excellent Price


5 Star Service, excellent price, also customer service was more than helpful.

Would highly recommend B&M Insurance.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kev Haughton

Julia Alberto

Julia Alberto

Ryan Hinegan

Ryan Hinegan

Kelly Naisbitt

Kelly Naisbitt

Daniel Fay

Daniel Fay

Lynda Marney

Lynda Marney

Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

Call 0161 763 8222 for a free quote

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4.9 Star

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