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Low premiums via leading insurers

Lowest premiums from leading UK insurers

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Contractors Insurance

Whether you are a contractor or own a company that provides contracting services, we acknowledge you will be providing a specialist solution to your clients to maintain strong relationships and bolster your reputation.

However meticulous your business may be at trying to prevent mishaps, an accident can be financially damaging to anyone. Fortunately, our team can help identify the unique risks you face on a daily basis and build a robust policy to protect your source of income. Taking away the hassle and giving you tranquillity.

Get your free quote Blue Arrow

Building Contractors
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Insurance for Contractors

Black Squares

Core Policy Elements

We have over 28 years' experience providing core products including public liability, employers liability and professional indemnity insurance to local contractors. You can rely on us to shield your livelihood with adequate protection without paying for cover you do not need. Allowing you to focus on what's important for your business.

Market Comparison

As an independent insurance broker, our team has access to a panel of insurers from across the market. This allows us to compare cover for you and provide the best possible premium we can. Our advice is honest and impartial, meaning the policies we provide are best matched to your specific needs. Simply speak to us for free, helpful advice.

Why B&M Insurance?

  • Grey Tick Excellent service over 28 years
  • Grey Tick Compare leading UK insurers
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Comprehensive levels of cover
  • Grey Tick Professional team based in Manchester

Comprehensive Contractors Insurance

Business insurance is our specialty and over the years, we have helped many contractors get the correct level of insurance they require without paying over the odds. Whether you are a tradesman, building contractor or operate as a high-risk trade that finds it difficult to find cover, our advisors are here to talk about your insurance. Let us take care of everything for you by tailoring a policy that is comprehensive and competitively priced.

Public Liability Insurance

It's likely that you will need public liability incorporated within your contractors insurance policy. If an accident happens involving a member of the public, this will protect your business against compensation claims for injury or property damage. Usually cover is between £1 million, £2 million and £5 million but if you are a larger corporate business, we can provide cover over £5 million.

"Top team. Been using B&M for over 15 years!! Always professional and polite. The team have a good knowledge and understanding of my requirements making the process swift and easy. Keep up the good work guys!!"

Employers Liability Insurance

If you employ members of staff, have contractors or temporary workers, then it is a legal requirement to have employers liability insurance with a minimum cover of £10 million. This protects your business in the event that an employee is injured or suffers sickness whilst working for you and decides to take legal action. Regardless of the amount of employees you have, we are able to build this product into your policy for you.

"We have dealt with B&M Insurance for many years now and would have no hesitation in recommending them. Their service is always professional, prompt and they are a pleasure to deal with."

Professional Indemnity Insurance

Professional indemnity insurance (also known as PI insurance) is another core product associated with contractors insurance. This protects your business if negligent work or incorrect advice is provided to a client which results in financial loss for them. This may include costs for repairing the damage, any loss of earnings or compensation fees made payable by your client as a result of your negligence. We would recommend this product in case of: professional negligence, breaching copyright, sharing confidential information, defamation and loss of data.

"An efficient and professional service. It was a pleasure to be able to get through quickly on the phone without having endless recorded messages and lengthy musical delays. Our requirements were understood immediately and the quotation saved us a great deal of money. We highly recommend B & M and its proprietor Kevan Haughton."

Additional Cover Options

Depending on the type of work your contracts entail, you may need additional cover building into your policy. Simply speak to us about your requirements or allow our team to visit your premises and we will identify all the risks that need to be covered. Similarly to you, we like to get to know our clients in order to form a strong relationship and help them when they need specialist advice.

  • Black Shield Contractors all risks
  • Black Shield Contract works
  • Black Shield Buildings insurance
  • Black Shield Contents insurance
  • Black Shield Tools and materials
  • Black Shield Business interruption
  • Black Shield Money insurance
  • Black Shield Distribution (goods in transit)
  • Black Shield Legal expenses
  • Black Shield Commercial fleets
  • Black Shield Hired / owned plant items

Business Insurance Experts

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Red Star

91% Renewal Retention

We strive to build a strong relationship with our clients. Ensuring quick and informed responses - with no delays.

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Invaluable Experience

Our team of 8 has over 138 years combined insurance expertise and are duly qualified to help you.

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3,003 Live Policies

We insure firms with just one person right up to companies with 738 staff, 205 vehicles and a turnover of £120,000,000.

Red Scissors

Tailored Package

Comprehensive insurance products tailored just for the needs of your business requirements.

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Local Protection

As a local broker we can look after your business on a more personal basis. Pop in to see us or we can arrange to visit you.

Green Cup

Trusted UK Insurers

We present the most suitable policy based on the quality of cover after comparing up to 30 UK insurers.

Contact our team on 0161 763 8222 or request your free quote

Customer Reviews

4.9 Star Rating Rated 4.9 out of 5 on Google

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M


Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

5 Stars
Christine Bell

Christine B

Highly Recommend


Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars
Barry Worrall

Barry W

Excellent Price


5 Star Service, excellent price, also customer service was more than helpful.

Would highly recommend B&M Insurance.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kev Haughton

Julia Alberto

Julia Alberto

Ryan Hinegan

Ryan Hinegan

Kelly Naisbitt

Kelly Naisbitt

Daniel Fay

Daniel Fay

Lynda Marney

Lynda Marney

Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

Call 0161 763 8222 for a free quote

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4.9 Star

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