It's important to have adequate protection in place when working at heights in case an accident happens.
Due to the nature of scaffolding work, premiums can be high for your liability insurance. However, due to our knowledge of the industry, we have access to several specialist schemes that provide great value.
Our scaffolding insurance policies are designed to provide cover for public and employers liability insurance, as well as further options to include protection for hired in plant, own plant and tools equipment.
Protection for Scaffolders
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We understand your industry well. You may need liability cover for a fixed amount of staff or perhaps prefer an open policy to cover the varied amount of crew members you have on jobs. We can cater for varying height limits and even extend the limit of public liability cover to higher amounts if a job, or your customer, requires this.
Types of cover
Our insurance policies will protect your business with adequate cover for:
- Public liability
- Employers liability
- Tools equipment
- Poles and boards
- Hired or own plant
- Commercial vehicle
Why B&M Insurance?
- Excellent service over 30 years
- Compare leading UK insurers
- Trusted by over 3,000 customers
- Tailored quotes to your specific needs
- Comprehensive levels of cover
- Professional team based in Manchester
Comprehensive Insurance for Scaffolders
As an independent broker that has helped local businesses across Manchester for over 30 years, we are able to compare the market and provide you with a comprehensive scaffolders insurance policy without breaking the bank. Our team gets to know your business requirements and build a policy based on your individual needs. We are backed by leading UK insurers and strive for efficient claims handling when required to minimise disruption to your business.
Public Liability Insurance
Public liability covers your legal liability should an accident occur which causes damage or personal injury to a third party or their property. For example, a scaffolding pole could fall onto a building which you are working on. As a result, your client may make a claim for compensation for any damage caused which would be covered under your insurance policy.
B&M Insurance can obtain public liability indemnity limits from £1 million up to £10 million. This provides you and your clients complete peace of mind when performing your job.
"Refreshingly friendly staff who were very helpful in finding the best deal for me. They managed to reduce my annual premium by £70"
Employers Liability Insurance
If you have employees, it is a legal requirement to have employers liability for up to £10 million. Employees that you will have to insure are direct clerical employees, direct manual employees and labour only subcontractors.
This type of cover will protect your business financially if an employee suffers illness or injury when working for you and they decide to take legal action. Fortunately, we can provide adequate cover for employers liability regardless of the size of your company.
"An efficient and professional service. It was a pleasure to be able to get through quickly on the phone without having endless recorded messages and lengthy musical delays. Our requirements were understood immediately and the quotation saved us a great deal of money. We highly recommend B & M and its proprietor Kevan Haughton."
As an addition to your liability insurance policy, we can include the following additional products to help in the smooth running of your policy:
- Tools equipment
- Poles and boards
- Own / hired plant items
- Personal accident
- Legal expenses
- Directors & officers liability
- Commercial vehicles
"We have dealt with B&M Insurance for many years now and would have no hesitation in recommending them. Their service is always professional, prompt and they are a pleasure to deal with."
Business Insurance Experts
91% Renewal Retention
We strive to build a strong relationship with our clients. Ensuring quick and informed responses - with no delays.
Our team of 8 has over 138 years combined insurance expertise and are duly qualified to help you.
3,150 Live Policies
We insure firms with just one person right up to companies with 738 staff, 205 vehicles and a turnover of £120,000,000.
Comprehensive insurance products tailored just for the needs of your business requirements.
As a local broker we can look after your business on a more personal basis. Pop in to see us or we can arrange to visit you.
Trusted UK Insurers
We present the most suitable policy based on the quality of cover after comparing up to 30 UK insurers.