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Insurance Over 30 Years

Low premiums via leading insurers

Lowest premiums from leading UK insurers

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RSA Insurance

Accidental Damage Insurance

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What is Accidental Damage Insurance?

Accidental damage insurance is additional cover to help protect your property and contents from one-off accidents which involve yourself, your tenants or visitors. For example, someone in your rented accommodation could drill through a water pipe causing a leak, spill paint onto your carpets or throw a ball through your window. With adequate cover behind you, a claim could fund the cost of repairing the damage to its original state without the stress.

What does Accidental Damage Insurance cover?

As hard as we all try to avoid it, everyone makes a blunder from time to time which often impacts our wallets. Depending on the level of cover you take out as a landlord, accidental damage insurance can protect your building and contents from costly, unintentional mistakes. Here are some assets that you could secure under a policy:

Buildings AD Cover Contents AD Cover
Brickwork, walls and ceilings Sofas, carpets & tables
Doors, windows and flooring TVs, electronics / appliances
Drains, pipes and cables Decoration and ornamental
Baths, showers / toilets Cupboards, shelves and mirrors
Conservatories and outbuildings

Just to note, you wouldn't be covered for any items damaged intentionally and it's also unlikely that a claim could be pursued if a pet was responsible or it's deemed to be general wear & tear.

Get cover for Accidental Damage Insurance

Accidental damage can sometimes be an afterthought, often when you're scrambling through your policy documents to see if cover has been included. Instead of risking it, we would recommend investing in suitable protection because accidents happens and at the most inconvenient times. Simply speak to an expert about shielding your assets by calling us - we'll be happy to help and run through the options with you.

Why B&M Insurance?

  • Grey Tick Excellent service over 30 years
  • Grey Tick Compare leading UK insurers
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Comprehensive levels of cover
  • Grey Tick Professional team based in Manchester

"We have used B&M Insurance for a few years now, and they always find the most competitive price. Joshua was great to work with, and brilliantly responsive when we needed to renew."

Customer Reviews

4.9 Star Rating Rated 4.9 out of 5 on Google

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M

Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

5 Stars
Christine Bell

Christine B

Highly Recommend

Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars
Barry Worrall

Barry W

Excellent Price

5 Star Service, excellent price, also customer service was more than helpful.

Would highly recommend B&M Insurance.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kevan Haughton

Sian Phillips

Sian Phillips

Daniel Fay

Daniel Fay

Josh Phillips

Josh Phillips

Kelly Kaisbitt

Kelly Naisbitt

Liam O'Neale

Liam O'Neale

Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

Call 0161 763 8222 for a free quote

Google Stars

Rated 4.9 / 5 stars

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