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Low premiums via leading insurers

Lowest premiums from leading UK insurers

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Tradesman Insurance

If you're in a trade then it's important to have good quality, reliable insurance cover for you and your customer's peace of mind. That way, if something does go wrong then both of you know that you're covered.

We have been protecting tradesman for almost 30 years including builders, decorators, plumbers, electricians, cleaners and repairers. Our friendly team have loads of experience finding the right cover at the best possible price – just ask our thousands of happy clients.

So whether it's public liability only cover or you also want to add employers liability and even tools / business equipment cover, simply call one of our team or pop in to see us in person.

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We have access to the UK's leading insurers which means we will help find you the best policy at the best possible price. We specialise in all types of trades, for example roofers, scaffolders, joiners, carpenters, bricklayers, electricians, gas engineers, handymen, window cleaners and so on. Our friendly team will help you find the cover you and your business needs.

Types of cover

Our tradesman's insurance policies will protect your business with adequate cover for:

  • Public & employers liability
  • Tools / business equipment
  • Personal accident
  • Commercial vehicles

Why B&M Insurance?

  • Grey Tick Cover provided by leading UK insurers
  • Grey Tick Excellent service spanning 28 years
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Quote comparisons from multiple insurers
  • Grey Tick Operated from offices in Manchester

Comprehensive Insurance for Tradesman

Our tailored policies provide complete protection against third party liability claims from members of the public or employees after negligence. We can also include cover to protect your vehicles, tools and equipment used to perform your job in the event of theft, damage or loss. Additional cover for personal accident insurance can be built into your policy in case you aren't able to work and risk losing critical income.

Public Liability Insurance

We can cover of up to £5 million for public liability insurance to shield your business. If an accident causes personal injury to a member of the public or damage to their property while you are working, this product will cover any legal fees or damages claimed against your business. For example, a ladder could fall onto your client's television causing damage or a member of the public could trip over tools left on the pavement causing injury. A serious accident could result in a substantial lawsuit being made which is why it's important to have the correct level of public liability cover in place.

Employers Liability Insurance

It is a legal requirement to have suitable employers liability cover if you employ staff including volunteers or apprentices. Due to the nature of running a business who employs tradesman, it can be common for your employees to suffer injury when lifting heavy objects, working at heights, using dangerous tools or handling specialist machinery. If an accident does happen and your business is held accountable, you want to be backed with a solid insurance policy to avoid financial strain. We can provide cover of up to £10 million for employers liability insurance in case the unthinkable happens.

Tools & Equipment Insurance

Without the correct tools to perform your job, it can cost your business with a lack of efficiency, reliability and productivity. We understand how important your equipment is to your trade which is why we cover them properly. In case of theft, loss or damage, we strive to help you quickly with your claim to minimise any disruption to your workflow. Can your business afford to replace expensive tools at the drop of a hat? If not and a fire or criminal activity occurs, you could be left severely out of pocket.

Commercial Vehicle Insurance

Do you use a car, van or HGV in order to fulfill your service? If so, you may want to cover any business equipment, personnel and own goods that you transport under your tradesman package. Your policy can be flexible and encapsulate: multiple vehicles, breakdown cover, hire, legal expenses, personal accidents, driving abroad and courier insurance (if required). The commercial vehicle insurance quotes that we can provide are cost effective and have modest excesses.

Insurance for All Tradesman

Regardless of the trade you specialise in, whether you are a self-employed tradesman or own a large commercial operation, we can help provide independent advice to help with your insurance solution to reliably protect your business.

  • Black Shield Builders
  • Black Shield Roofers
  • Black Shield Electricians
  • Black Shield Mechanics
  • Black Shield Plumbers
  • Black Shield Cleaners
  • Black Shield Painters
  • Black Shield Decorators
  • Black Shield Heating Engineers
  • Black Shield Pest Control
  • Black Shield Civil Engineers
  • Black Shield Appliance Repairers
  • Black Shield CCTV Installers
  • Black Shield Carpenters
  • Black Shield Fitters
  • Black Shield Gardeners
  • Black Shield Plasterers
  • Black Shield Joiners

We get to know our clients and what is important to their business along with the unique risks they face. We specialise in tailoring policies to match the requirements of local businesses across Greater Manchester. Get in touch with our team who are here to help if you have any questions regarding tradesman insurance.

Hassle Free & Tailored To You

  • Initial Enquiry

    Contact our team on 0161 763 8222 or get a free quote.

  • Identify Needs

    Our team will discuss your requirements.

  • Compare Price

    We will provide competitive quotes tailored to you.

  • Optional Extras

    Choose from a wide range of options for other risks.

Customer Reviews

5 Star Rating Rated 4.9 out of 5 on Yell.com

5 Stars
Christine Bell

Christine B

Highly Recommend


Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars

Justine W

Outstanding from B&M


Having used Bricks and Motor for many years we can highly recommend using them. We are only a small business and Bricks and Motor provide us with the most competitive prices suiting our individual business requirements. Kevan and the team are professional and friendly with excellent communication. An outstanding service!

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M


Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kev Haughton

Julia Alberto

Julia Alberto

Ryan Hinegan

Ryan Hinegan

Kelly Naisbitt

Kelly Naisbitt

Daniel Fay

Daniel Fay

Lynda Marney

Lynda Marney

Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

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