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Insurance Over 30 Years

Low premiums via leading insurers

Lowest premiums from leading UK insurers

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Subsidence Insurance

Black Squares

What is Subsidence Insurance?

The ground beneath your commercial property could be unstable, resulting in sudden movement, ground heave or even landslides in severe cases. Subsidence insurance can be built into your buildings insurance policy and will protect the cost of repairing structural damage caused after the movement of soil impacts the property. A suggestive sign of subsidence could be when cracks start to form along walls, doors and windows, which is an important time to notify your insurer.

What does Subsidence Insurance cover?

Sudden downward movement of soil or upward heave underneath your property could be extremely costly to rectify. Not only may it destroy your premises and contents but a claim may be complex, involving specialist assessment to identify the cause of the subsidence. With the right protection, your policy would cover the cost of repairs but unfortunately, not the costs you face to prevent it happening again.

Your insurance policy can cover the following causes of subsidence:

  • Black Shield Unstable soil
  • Black Shield Clay shrinkage
  • Black Shield Water leaks
  • Black Shield Caverns
  • Black Shield Poor ground
  • Black Shield Burst drains
  • Black Shield Droughts

Get cover for Subsidence Insurance

As an insurance broker, we are able to build subsidence cover into your commercial building insurance policy for a very competitive premium. Our team will compare the market for you and provide you with complete peace of mind, cover you can truly rely on. For a quick quotation, get in touch with us and we will go all the leg work for you.

Why B&M Insurance?

  • Grey Tick Excellent service over 30 years
  • Grey Tick Compare leading UK insurers
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Comprehensive levels of cover
  • Grey Tick Professional team based in Manchester

"We have used Bricks & Motor for many years for our business and home insurance, they are always professional, helpful and great value for money. I would thoroughly recommend them."

Customer Reviews

4.9 Star Rating Rated 4.9 out of 5 on Google

5 Stars
Derek Whitaker

Derek W

Five Stars for B&M

Great people to deal with at B&M, always get a fantastic insurance quote and that's why I've been with them since 2004 and will continue to use them.

5 Stars
Christine Bell

Christine B

Highly Recommend

Very helpful and nothing is to much trouble will go the extra mile for you and competitive. Nice guys.

5 Stars
Barry Worrall

Barry W

Excellent Price

5 Star Service, excellent price, also customer service was more than helpful.

Would highly recommend B&M Insurance.

Our Team: 138 Years Combined Experience

Kevan Haughton

Kev Haughton

Julia Alberto

Julia Alberto

Ryan Hinegan

Ryan Hinegan

Kelly Naisbitt

Kelly Naisbitt

Daniel Fay

Daniel Fay

Lynda Marney

Lynda Marney

Find out more about our team of friendly insurance specialists

Trusted by 3,000 in Greater Manchester

Call 0161 763 8222 for a free quote

Google Stars

Rated 4.9 / 5 stars

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