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Blog - Insurance Insider

Unlocking The Average Clause In Insurance

Lady Document Checking

A Crucial Element in Protection Insurance is often seen as a safety net, a shield against the unforeseen. Yet, within the intricate world of insurance policies lies a lesser-known clause that can significantly impact policyholders: the Average Clause. Understanding this clause, its implications, and the importance of accurate rebuild cost [...]


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Author: B&M Team

The Hidden Dangers of Policy Voidance

Document Checking

Why Full Financial History Disclosure is Crucial? Introduction: In the intricate world of insurance, where policies are designed to provide peace of mind and financial protection, there exists a critical factor that often goes overlooked: full disclosure. The failure to disclose relevant information can lead to policy voidance, leaving individuals [...]


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Author: B&M Team

Homeowners Nervous Over Appointing Tradesman

Builders Toolkit

A recent survey has shown that a majority of homeowners feel apprehension over hiring tradesman to carry our repair or maintenance work on their homes. The survey found that 9 out of 10 persons approached experienced concerns over botched jobs and costly bills. Website plentific.com carried out the survey. Over [...]


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Author: Ryan Hinegan

Investment In Property Preferred Over Pensions

Business Property

Andy Haldane, Chief Economist at the Bank of England, has stated during a recent interview with a national newspaper that although pensions should be considered by UK residents to subsidize themselves in old age, investment in property was superior. Mr Haldane justified his viewpoint by talking further about the housing [...]


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Author: Ryan Hinegan

Taxi Drivers Vulnerable After Collapse Of Insurer

Accident With A Taxi Vehicle

Taxi insurance client's who hold policies with Enterprise Insurance Company PLC face an uncertain future after the firm announced its insolvency. With Enterprise leaving the taxi insurance market, this will leave UK taxi drivers uncertain about the future of their policies. At present a provisional liquidator has been appointed and [...]


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Author: Ryan Hinegan

Fires Caused By Counterfeit Goods On The Rise

Manufacturing Plant

A new report was issued which showed a link between an increase in UK house fires due to the use of counterfeit phone chargers. The dangers of using counterfeit phone chargers are due to manufactures using second rate parts which don't meet the criteria set out under UK safety regulations. [...]


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Author: Ryan Hinegan

Parents May Be Key For Student Contents Insurance

Assets Protected

The new academic year is fast approaching and many parents face the daunting prospect of their children leaving home to start their studies. During preparations for the big move to university the matter of insurance is lost in the mix. At present it has been estimated that the average student [...]


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Author: Ryan Hinegan

Insurers Seek Warehouse Fire Safety Law Changes

Warehouse Truck With Forklift

Currently the Association of British Insurers (ABI) are pursuing a change in UK Law that will see the government make operation fire sprinkler systems compulsory in warehouses larger than 2,000m2 . According to figures released by the British Automatic Fire Sprinkler Association, less than a quarter of warehouses between 2,000 [...]


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Author: James Savery

Does Using Social Media On Holiday Assist Thieves?

Beach Sunset

There was once a time when holiday makers would have to wait a couple of weeks after their trip had ended, in order to have photographs to show their friends and family. Now holiday makers can take a picture via their smart phone and upload it on to a social [...]


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Author: James Savery

Embracing Dash Cams May Reduce Insurance Premiums

Car Accident Claim

Currently the insurance industry utilizes telematic systems primarily for inexperienced drivers, having this technology fitted to a policyholder's vehicle reduces the person's premium. The technology has only been embraced by most UK Insurers for a few years and is very much in its infancy. At present fitting a full telematic [...]


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Author: Ryan Hinegan


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