Common claim scenarios
- Damage to your client’s possessions.
- Damage to another person’s property.
- Financial loss to a person as a result of your work.
- Personal injury to your client or a member of the public.
- Fatality of a client or a member of the public.
- Public Liability Cover Tailored To Your Business
Public liability cover tailored to your business
B&M Insurance will tailor your public liability insurance policy based on the needs of your business. Minimum cover starts at £1 million which is suitable for most sole traders and small business owners. The general levels of cover are £1 million, £2 million and £5 million, but the amount you require will depend on the nature of your business and we offer policies higher than £5 million if required. Companies and traders working for the government, shopping centres and large commercial buildings often need higher levels of cover.
Our experienced advisors will be able to discuss the right policy for your requirements when building your quote. Public liability insurance covers you for negligence, mistakes happen, but you are still required to take responsibility for your actions and act in a professional way.
Grab a public liability insurance quote
To obtain a quote for your business with the correct level of cover, you can contact our team on 0161 763 8222. We have been insuring businesses in Greater Manchester for over 25 years, offering policies suited directly to individual business needs. Challenge B&M Insurance to get the best quotes for your business, or fill in our online form and we will call you back.
You may also require employers' liability
If you require public liability insurance, it is likely you also need employers’ liability insurance cover for your business. In 1968 the compulsory Employers Liability Act was filed, ensuring that employers have a minimum level of insurance to cover claims made by their employees. It is a legal requirement for any businesses that employ any staff, and the minimum cover by law is £5 million. If you require public liability and employers liability cover, it is possible to receive a combined quote for one policy with one renewal date. Contact our team on 0161 763 8222 to find out more.