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Dog insurance from as little as £64 per year

The Llowest premiums from leading UK insurers

Aviva Insurance
Zurich Insurance
AXA Insurance
Allianz Insurance

Pet Insurance

Insure your furry family members and save thousands in the event of serious injury or critical illness to your animal. Your pets, such as dogs and cats, can be protected under a single policy to cover the cost of life changing operations and treatments.

We know that your pets like to exercise and play, which is why it's important to have cover in place in case an accident happens. Illnesses also seem to spring out of nowhere, resulting in emergency veterinary care and unexpected medical bills.

Let us help you safeguard their future with a tailored Pet Insurance policy.

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Dog Insurance
Kanine Insurance

Pet Policies

Black Squares

Low Cost Premiums

We are able to provide competitive premiums for both Dog Insurance and Cat Insurance but may also be able to quote for additional household pets that you have. If you own multiple dogs or cats, simply let us know and we can provide a combined solution to insure their future wellbeing.

Tailored Requirements

Insurers tend to set a limit per claim so it's important to assess the risks to fully cover any costs for future surgery, medication and aftercare. Our policies needn't be expensive, we have various levels of protection to suit all requirements (including specific budgets and pre-existing medical conditions).

Why B&M Insurance?

  • Grey Tick Cover provided by leading UK insurers
  • Grey Tick Excellent service spanning 28 years
  • Grey Tick Trusted by over 3,000 customers
  • Grey Tick Tailored quotes to your specific needs
  • Grey Tick Quote comparisons from multiple insurers
  • Grey Tick Operated from offices in Manchester

Types of Pet Insurance

Dog Insurance

If you have had to make the trip to a veterinary practice recently, you will have noticed that the waiting rooms are full of owners accompanied by their beloved pet dog. Now more than ever, when a dog becomes ill or hurts themselves, they are rushed in to see a vet for assistance. Depending on the practice, the average cost for a consultation can be £35 and will quickly exceed £100 for additional blood tests or scans. Then, if further attention is required in the form of surgery, the cost can sky rocket into the thousands and further charges may be incurred for regular medication or aftercare.

In the event of an emergency during the night or at the weekend, a practice may charge a fee of £150 to help your pet quickly. Also, lifelong treatment for dogs who suffer from chronic conditions such as diabetes and arthritis at a young age can become an expensive weekly outgoing for their owners. This is why it's vital to insure your dog for pre-existing and unforeseen health conditions.

Levels of Cover

We are able to provide comprehensive yearly lifetime dog insurance cover for your pet with substantial protection as standard. This cover needn't be expensive and includes protection for vet treatment, public liability, personal accident, holiday cancellation, transportation and boarding kennels.

Bronze Lifetime Cover

Bronze Stars
  • Black Tick £2,000 Vet Fees

  • Black Tick £1m Public Liability

  • Black Tick £750 Death of Pet

  • Black Tick £500 Boarding Kennels

  • Black Tick £1,000 Holiday Cancellation

  • Black Tick £500 Accidental Damage

Silver Lifetime Cover

Bronze Stars
  • Black Tick £4,500 Vet Fees

  • Black Tick £1m Public Liability

  • Black Tick £1,000 Death of Pet

  • Black Tick £750 Boarding Kennels

  • Black Tick £1,250 Holiday Cancellation

  • Black Tick £600 Accidental Damage

Gold Lifetime Cover

Gold Stars
  • Black Tick £6,500 Vet Fees

  • Black Tick £1m Public Liability

  • Black Tick £1,250 Death of Pet

  • Black Tick £1,000 Boarding Kennels

  • Black Tick £1,500 Holiday Cancellation

  • Black Tick £650 Accidental Damage

Cat Insurance

Independent animals that enjoy their freedom outside of your home, cats hunt for food and seek companions in and around our cities. This creates risks to their safety with likely altercations with other animals and their close proximity to dangerous vehicles. An injury to your cat can often be serious after a collision or fall from a substantial height, resulting in excessive veterinary fees to get them back to top form.

Like dogs, your cat may suddenly suffer from an illness or form a medical condition which could put you at financial risk. Instead of waiting for this to happen, we can give you the peace of mind you need with a policy for Cat Insurance to cover yourself for any future claims that you may need to make. Spread the cost of the cover instead of worrying about paying a huge lump sum all at once which the majority of people simply cannot afford.

Do you need Pet Insurance?

It is not compulsory by law for owners to need to have insurance for their pets in order to own them but it could protect them against huge medical costs (ranging from hundreds to thousands of pounds). Unfortunately in reality, if a pet suffers a very serious injury or is diagnosed with a demanding illness and the owner cannot afford to pay for the treatment, the owner could be forced into making a life threatening decision without an alternative solution. With this reason alone, we believe that it's worth investing into a Pet Insurance policy to try to guard the lives of your pets.

What does Pet Insurance cover?

Pet Insurance can cover the financial costs relating to the treatment and care required when your pet becomes ill or suffers an injury. The average vet bill can be hundreds of pounds and can grow into the thousands if an operation is deemed necessary. A complete policy usually covers:

  • Veterinary consultants and appointments.
  • Diagnostic tests and scans such as MRI.
  • Operations and life saving surgery.
  • Drugs and medication to help them recover.
  • Aftercare treatment such as hydrotherapy, physiotherapy or chemotherapy.

If your pet has pre-existing conditions which are not disclosed at the time of taking out the policy, it's likely that the insurance company will not pay out for any claims brought forward.

How do I get a quote?

Simply contact us via telephone on 0161 763 8222 or by completing the online form and we will provide you with a no obligation quotation for your pet insurance cover.

Hassle Free & Tailored To You

  • Initial Enquiry

    Contact our team on 0161 763 8222 or get a free quote.

  • Identify Needs

    Our team will discuss your requirements.

  • Compare Price

    We will provide competitive quotes tailored to you.

  • Optional Extras

    Choose from a wide range of options for other risks.

Customer Reviews

Rating: 5 Star Rating 4.9 out of 5 from Yell.com

5 Stars

Michael T

Highly Recommended


5 star rating says it all - I have been dealing with Kevan and his team for more than 15 years for both business and personal insurance. I have always received exceptional service and advice - highly recommend.

5 Stars

Justine W

Outstanding from B&M


Having used Bricks and Motor for many years we can highly recommend using them. We are only a small business and Bricks and Motor provide us with the most competitive prices suiting our individual business requirements. Kevan and the team are professional and friendly with excellent communication. An outstanding service!

5 Stars

Craig M

Five Star for B&M


I've just recently joined B&M as I had previously been with the same company for past few years, Rebecca was very friendly and efficient, B&M blew any recent quotes (fleet insurance) I had out of the water, I won't be going anywhere else! Thank you

Our Team: 138 Years Combined Experience

Kevan Haughton

Kevan Haughton

Julia Alberto

Julia Alberto

Ryan Hinegan

Ryan Hinegan

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Kelly Naisbitt

Find out more about our team of insurance brokers

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