Industrial property insurance
Your most valuable asset
Knowing what insurance you need can be complicated, that is why our team of experts are here to listen to your individual needs and tailor protection directly for you. Your business is unique and complex, but insuring it does not have to be. Contact us on 0161 763 8222 to find out what we can do for you, or alternatively read through the individual cover options available.
As a commercial enterprise owner, any machinery, buildings and vehicles you own are important and worth protecting with a comprehensive policy tailored for you. Our team will guide you step-by-step and explain all the options available to you to ensure you have the right level of cover. We have been business owners with excellent cover since 1990, protecting against unforeseen consequences.
Employers' liability cover
If you are running manufacturing processes then it is likely you have employees. It is a legal requirement for you to take employers' liability insurance and you can be fined heavily by the Health & Safety Executive if you do not hold a valid policy. The compulsory insurance act 1969 ensures that you have a minimum level of insurance to cover the cost of claims from employees should they fall ill or become injured as a result of working for you.
If you have visitors that you do not employ and are not contractors attending your premises, you should include public liability insurance in your policy. This will cover you against compensation claims made from members of the public should they fall ill or become injured whilst on your premises. You can take out a combined liability policy lowering your premiums and providing cover against compensation claims made from both your employees and the public.
There may be the need to do work "off-site", away from your normal operating premises with the potential risk of being in a busy public area. If any of your business operations will be away from your normal base of operations, we can tailor a comprehensive policy that not only covers your main premises for public liability, but any work you do away.
Important cover options*
- Buildings insurance;
- Contents insurance;
- Distribution (Goods in transit);
- Business interruption
- Money insurance
- Professional indemnity
- Legal expenses insurance
*Depending on your business, we can tailor additional covers that you require.